Financial Inclusion for Last Mile Actors.
Dignified and fulfilling livelihoods for financially excluded youth and women in rural Ghana.
The FILMA program is designed to address a number of interconnected challenges currently faced by young women and youth interested in the Agriculture and Agric-Adjacent Sectors (AAAS). These challenges are particularly prevalent in rural areas and include:
CHALLENGE I
Youth unemployment is particularly grave in rural areas
CHALLENGE II
Limited access to affordable credit and inclusive financial services such as savings, insurance, and pensions
CHALLENGE III
4 million of these young people work in agriculture and adjacent sectors
CHALLENGE IV
Lack of access to resources, technical assistance and capacity building, market opportunities and a supportive ecosystem to flourish
THE PROGRAM
FILMA aims to stimulate entrepreneurship, increase productivity, and create sustainable economic opportunities by empowering financially excluded young women and persons with disabilities (Last Mile Actors - LMAs).
The goal is to reach 100,000 young people, aged 15 to 35 across 18 districts in the Volta, Oti, Bono-East, and Northern Regions to attain dignified and fulfilling work, with a focus on providing 80,000 jobs. Of the 100,000 people reached, 70% would be young women, and 5% would be persons with disabilities.
FILMA OBJECTIVES
Objective I:
Improve knowledge, skills, and productive capacity of LMAs
Objective II:
Facilitate the digitalization of the operations of the VSLA groups
Objective III:
Increase access to markets and financial services
Objective IV:
Integrate LMAs into formal pension schemes and improve accessibility to micro-insurance
PROGRAM TARGETS
Dignified and fulfilling livelihoods for financially excluded youth and women in rural Ghana.
The program seeks to accomplish the following table of goals and targets:
PROGRAM DISTRICTS
We operate in 18 districts across the Volta, Oti, Bono-East, and Northern Regions of Ghana.
Northern
Bono East
Volta
Oti
PROGRAM PARTNERS
FILMA is a collaborative initiative supported by the following key partners in the public, private, and non-profit sectors:
IMPLEMENTING PARTNERS
Access to Inclusive Financial Services
Manage Catalytic Fund (CFIF) management and advisory services to facilitate access to finance for LMAs.
Technical Assistance & Capacity Building
Provide training and technical assistance to LMAs in areas such as financial literacy, business skills, and agricultural practices.
Access to Market
Connect LMAs to potential buyers and markets. Providing support in market linkages and value chain development.
Ecosystem Development
Advocate for policy changes to create a conducive environment for LMAs. Implement initiatives to promote gender equity and social inclusion.
SUPPORTING PARTNERS
Access to Other Financial Services
Design, manage and implement micro-pension and insurance schemes for all LMAs.
